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Julio Cardoso — Broker · 23+ years · Miami to Ocala

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Residential Sales Commercial Real Estate Property Rentals Property Management Mortgage & Loans Down Payment Assistance Miami to Ocala Bilingual Service

Find Your Perfect Home

Let us guide you to the perfect neighborhood and property with handpicked listings tailored to your needs.

Your Trusted Real Estate Expert in Florida

Julio Cardoso leads Elite Capital Realty Inc., a full-service brokerage serving clients across all of Florida — from Miami to Ocala. With over 23 years of experience, Julio guides families and investors through the entire real estate process — from finding the right property to securing financing and closing.

Whether you're buying your first home, investing in commercial real estate, or looking for financing options, Julio and his team are ready to guide you every step of the way.

23+ Years
About Julio Cardoso
All Credit Types
Down Payment Assistance
In-House Lender & Title
Bilingual (EN / ES)

Buyers

Buying a home is one of the most important decisions you’ll ever make, and we’re here to make the journey seamless and stress-free.

Whether you’re a first-time buyer, relocating, or searching for your forever home, our team provides expert guidance, market insights, and access to the newest listings.

We take the time to understand your needs, explain each step of the process, and negotiate the best possible terms.

Sellers

Selling your home is a major milestone, and our team is dedicated to making the process smooth, strategic, and rewarding.

We combine expert market analysis, high-end marketing, and personalized guidance to ensure your property stands out and attracts qualified buyers.

From pricing your home accurately to negotiating top-dollar offers, we handle every detail with professionalism and care.

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Real Estate Services

What We Do

Residential and commercial real estate solutions — buying, selling, renting, and property management across Florida.

Residential Sales

Find your dream home across South and Central Florida. Personalized search, expert negotiation, and full support through closing.

Commercial Real Estate

Investment properties, retail spaces, and commercial opportunities across the Florida market.

Property Rentals

Access to rental properties for families and individuals. We help match you with the right property for your needs.

Property Management

Hassle-free management for property owners — tenant screening, maintenance coordination, and financial oversight.

Buyer Representation

Dedicated representation throughout the buying process. We negotiate on your behalf from offer to close.

Seller Listing Services

Strategic marketing, pricing analysis, and guidance to help you sell your property at the best possible value.

Financing & Mortgages

Get the Right Mortgage for You

We work with multiple lenders and assistance programs to find the best financing solution for your situation — whether you're a first-time buyer or a seasoned investor.

  • All credit types considered
  • Down Payment Assistance programs
  • FHA, VA, Conventional, and ITIN loans
  • Self-employed & 1099 friendly
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Words from our clients

We take immense pride in seeing our clients achieve their real estate dreams and celebrate every milestone alongside them.

Ready to move forward?

We’d love to learn more about you and your real estate needs. Go ahead and schedule a call with us, and we’ll get in touch with you right away.

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Start Your Home Buying Journey

Tell us a bit about yourself and we'll help you understand your options. No obligation.

Soft credit pull onlyNo impact on your credit score.
Quick responseWe'll get back to you within 24–48 hours.
Down Payment AssistanceHometown Heroes and county-specific programs.
Bilingual SupportEnglish and Spanish — no barriers.

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